The Guardian · US news · Original story
US student debt repayment system is being overhauled – here’s what to know
Borrowers face stricter payment timelines after Biden-era Save repayment plan was ended by Donald Trump
The American student loan repayment system is set to undergo a significant overhaul next month, changing the way millions of borrowers pay off their debt.
The series of changes, which take effect 1 July, are a result of the Trump administration’s One Big Beautiful Bill Act that was signed last summer and a recent court ruling that ordered the end of the Biden-era Save repayment plan. Borrowers will be facing stricter payment timelines and less forgiveness, what will be the latest in a series of massive changes to the student loan system in just a few years.
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Gaya Gupta · Tue, Jun 16, 2026, 4:00 AM
US news | The Guardian
Borrowers face stricter payment timelines after Biden-era Save repayment plan was ended by Donald Trump
The American student loan repayment system is set to undergo a significant overhaul next month, changing the way millions of borrowers pay off their debt.
The series of changes, which take effect 1 July, are a result of the Trump administration’s One Big Beautiful Bill Act that was signed last summer and a recent court ruling that ordered the end of the Biden-era Save repayment plan. Borrowers will be facing stricter payment timelines and less forgiveness, what will be the latest in a series of massive changes to the student loan system in just a few years.
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